Farm Credit EXPRESS Equipment Financing
You can get a Farm Credit loan or lease right at the dealership and still get discounts for paying cash with our Farm Credit EXPRESS program. Loan decisions are often available in a few minutes. Your loan stays local. You'll get the same local service and annual patronage refund as if you got the loan from one of our branch offices. Plus, we offer the convenience of closing Farm Credit EXPRESS loans with e-signatures.
Weighing Your Equipment Financing Options
So, you’ve picked out the perfect piece of equipment. There’s only one question left: How are you going to pay the dealer? Finance it through a dealer program? Get a loan or lease from Farm Credit? Perhaps pay cash? Let’s look at the options and what you should consider to make the best decision for you.
Should You Buy New or Used?
When it’s time to buy a tractor, excavator or loader, the first question you might ask, “Do I buy new or used?” While your answer largely depends on your own specific circumstances, there are some loose guidelines that can help you decide.
Managing the Risk of Private Party Equipment Transactions
Buying the right equipment should be a positive experience. Take the appropriate precautions to protect yourself and your business. As the old axiom says, “An ounce of prevention is worth a pound of cure.”
"The step-by-step process for the Farm Credit Express financing was to provide our information, pick out the tractor we wanted and sign the paperwork. Our overall experience was very positive. I'd recommend it to anyone."
"Farm Credit EXPRESS made the financing on our 2013 Challenger MT685D possible. The process was professional and quick. We were approved in just a few hours. Thank you Farm Credit for supporting farmers."